Wait, cryptocurrency in a 401(k)? Yup, that’s a thing, but first you’ll need a 401(k) that gives you access to cryptocurrency, and – spoiler alert – our Alt401(k) is the only plan that does that.
For example, use after-tax (Roth) dollars to invest in cryptocurrencies and all gains are tax-free – forever¹
Get transaction fees of up to (and no more than) 0.50% per trade (compared with up to 5% for retail accounts)
Our Self-Directed Digital Asset Window, powered by Coinbase Institutional, makes using the account a breeze
Research from Yale University and FTSE/Russell supports investing up to 5% of a total portfolio in cryptocurrencies²
ForUsAll partners with Coinbase Institutional, and, of course, money kept on any online exchange is never 100% safe, but Bitdegree³ has this to say about Coinbase’s security:
“...Coinbase is one of the safest web wallets you can use. Coinbase keeps almost 99% of their assets in offline cold storage that can’t be accessed — when in cold storage, they cannot be hacked!”
Assets in the hot wallet are insured and participants don’t need to keep track of keys – Coinbase Institutional keeps them secure. Participants simply access their account via the ForUsAll website.
It’s that easy. Our modern Alt401(k) is a breeze to get up and running. We’ve eliminated the time and complexity of starting up one of those old-school 401(k)s – so you can focus your energy on running and growing your business (and having a best-in-class retirement benefit for you and your employees).
As one of the first technology-driven 401(k) specialists, we’re responsible for bringing the low-cost, high-touch 401(k) to small and mid-size companies. Most importantly, we’re forward-looking enough to see where retirement investing should be heading, and we’re creating avenues that will help us all get there.